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American Express Platinum

American Express

Points

Annual Fee

$695

Best Reward Rate

5%

Maximum earning rate

Points Value

$0.0100

Cash value per point

Sign-up Bonus

100,000 points

$1,000 value

After spending $6,000 in the first 6 months

Portal Bonuses

Hotels.com

5% bonus

For hotels

Rewards Structure

airlines5%
general1%
dining1%
groceries1%
gas1%
streaming1%
hotels1%
car rentals1%
public transport1%
Online Shopping1%
Ride Hailing1%

Spending Caps

airlines

$500,000 annual spending limit