American Express Gold
American Express
Annual Fee
$325
Best Reward Rate
4%
Maximum earning rate
Points Value
$0.0100
Cash value per point
Sign-up Bonus
60,000 points
$600 value
After spending $4,000 in the first 6 months
Rewards Structure
dining4%
groceries4%
airlines3%
general1%
gas1%
streaming1%
hotels1%
car rentals1%
public transport1%
Online Shopping1%
Ride Hailing1%
Spending Caps
groceries
$25,000 annual spending limit
dining
$50,000 annual spending limit